Investment Tools

Real Estate Investment Calculators

Data-driven decisions start with the right numbers. Use our suite of calculators to analyze deals, qualify DSCR loans, and forecast wealth before you make any move.

Educational tool only. DSCR ratios, down-payment ranges, and qualification thresholds shown are general educational illustrations. Actual lender requirements vary and are not guaranteed. Not a commitment to lend. All figures are estimates. Consult a licensed mortgage professional. Loans offered through this website are intended for business-purpose use only and are secured by non-owner occupied investment properties. Financing is not available for consumer-purpose, owner-occupied residential transactions.

DSCR Calculator

Calculate your Debt Service Coverage Ratio and assess loan eligibility

Monthly Rental Income$2,800
Loan Amount$280,000
Monthly Taxes$300
Monthly Insurance$120
Interest Rate7.5%

Results

Monthly P&I$1,958
Total PITIA$2,378
Monthly Cash Flow$422

Your DSCR

1.18

Marginal

Ready to Move Forward?

Like What You See in the Numbers?

Get pre-approved for a DSCR loan — no income docs required. Qualify based on your property's rent.

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All calculations are estimates for educational purposes. Consult a licensed mortgage professional before making investment decisions.

Next Steps

Ready to Move Forward?

Connect with a DSCR specialist to discuss your financing options.

We'll contact you within 24 hours with DSCR financing options.

Wealth is built one acquisition at a time. • DSCR: let the property qualify itself. • Cash flow is the foundation of financial freedom. • Every rental is a step toward passive income. • Real estate doesn't sleep — neither should your portfolio. • Equity is the quiet engine of generational wealth. • Invest in markets where the numbers work.  •  

OGJW

Own. Grow. Journey. Wealth.
Real estate investment education for the modern investor.

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Ready to explore investment property financing? Get pre-qualified with a DSCR loan specialist.

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OGJW is operated by Bonelli Financial Group. NMLS #1211572. Mesa Branch NMLS #2621584. NMLS identifiers are provided for company identification purposes only and do not constitute an offer of consumer residential mortgage products.

Loans offered through this website are intended for business-purpose use only and are secured by non-owner occupied investment properties. Financing is not available for consumer-purpose, owner-occupied residential transactions.

DSCR and other non-QM loans are business-purpose loans made for non-owner occupied investment properties and are not offered for personal, family, or household use. Any state licensing held by Bonelli Financial Group applies to business-purpose investment-property lending and does not constitute an offer of consumer residential mortgage products in any state.

This site is for informational purposes only and is not a commitment to lend or an offer of credit. All loans are subject to credit approval, property appraisal, and program guidelines. Rates, terms, and program availability are subject to change without notice. Non-QM loans, including DSCR products, are not Qualified Mortgages under the CFPB Ability-to-Repay / Qualified Mortgage Rule.

© 2026 OGJW — DSCR & Investment Property Financing. Business-purpose investment lending only. Educational content. Not financial advice.

Educational content only. Not financial advice.